Flood Safety...

 

Floods

What Is A Flood?

Floods are the most common and widespread of all natural disasters--except fire. Most communities in the United States have experienced some kind of flooding, after spring rains, heavy thunderstorms, or winter snow thaws.

A flood, as defined by the National Flood Insurance Program is: "A general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or of two or more properties (at least one of which is your property) from:

[The] collapse or subsidence of land along the shore of a lake or similar body of water as a result of erosion or undermining caused by waves or currents of water exceeding anticipated cyclical levels that result in a flood."

Floods can be slow, or fast rising but generally develop over a period of days. Mitigation includes any activities that prevent an emergency, reduce the chance of an emergency happening, or lessen the damaging effects of unavoidable emergencies. Investing in mitigation steps now, such as, engaging in floodplain management activities, constructing barriers, such as levees, and purchasing flood insurance will help reduce the amount of structural damage to your home and financial loss from building and crop damage should a flood or flash flood occur.

 

 

What Should I Do Before A Flood?

How to Plan

Nobody can stop a flood. But if you are faced with one, there are actions you can take to protect your family and keep your property losses to a minimum.

The most important thing is to make sure your family is safe.

Before a Flood

Buy Flood Insurance

If Time Permits, Here are Other Steps That You Can Take Before The Flood Waters Come

 

 

What Should I Do During a Flood?

Once The Flood Arrives

Buy Flood Insurance

What Should I Do After A Flood?

After The Flood

One of the most important things that you can do to protect your home and family before a flood is to purchase a flood insurance policy.

You can obtain one through your insurance company or agent. Flood insurance is guaranteed through the National Flood Insurance Program (NFIP), administered by the Federal Emergency Management Agency. Your homeowners insurance does not cover flood damage.

Don't wait until a flood is coming to purchase your policy. It normally takes 30 days after purchase for a flood insurance policy to go into effect.

For more information about the NFIP and flood insurance, contact your insurance company or agent, or call the NFIP at 1-888-FLOOD29 or TDD# 1-800-427-5593.

 

Info provided thanks to the Federal Emergency Management Agency