Job Opportunity Scams...
Are you seeking employment? Needing a second job to make ends meet? Are you in the market to switch careers and start a new job? Here are just a few tips to help you avoid becoming a victim to yet another form of scam.
Don’t assume a job offer is real just because you find it on a legitimate Web site or in a newspaper.
Job scams often promise good money and professional experience, but in reality, the jobs are either non-existent or very low paying.
Some scams ask that job seekers pay high fees for information, training sessions or promotional materials that turn out to be useless. Scammers fail to deliver on their promises, and victims end up losing hundreds, even thousands, of dollars.
SIGNS OF A JOB SCAM:
Demands for cash or up-front payments
• Unrealistic salaries
• Vague job descriptions
• Interviews in suspicious locations
• High-pressure sales tactics
• No written information provided
• Requests for personal information
Remember, if a job opportunity sounds too good to be true, it is.
BUSINESS OPPORTUNITY SCAMS
In a business opportunity agreement, you pay for the right to offer, sell or distribute goods or services. But first, know your rights.
When you enter into a business opportunity agreement in which you owe an initial payment of $500 to $50,000, you are protected by Ohio’s Business Opportunity Purchaser’s Protection Act (Ohio Revised Code § 1334.01) Under this law:
• You have five days to cancel the agreement.
• The seller must give you notice of your right to cancel and a written disclosure document.
• Verbal promises must be in writing.
• The seller cannot make misrepresentations.
While some business opportunities are legitimate, some are scams. The latter usually promise quick profits and require up-front fees. Once you pay, however, you won’t make any money.
TO AVOID A SCAM:
• Ask about cancellation and refund policies.
• Watch out for exaggerated claims or vague descriptions.
• Research a company’s reputation.